Frequently Asked Questions: Planning

What Does a Final Moments Coach do?

A Final Moments Coach will help you find the local, state and federal resources that you need to help ease financial burdens during and after the transition of a loved one. We are also here to help you map out a plan of action for end of life processes in 30 minutes. 

What will my plan of action include? And how much will it cost? 

Your plan of action  includes organizing your current responsibilities and needs as well as resources for needs in the future. Initial steps for your plan of action is provided for free at the completion of your 15 minute consultation. Additional services can be found here.

I already have a will and an insurance policy. What else do I need?

Although important, these two items are only a part of planning for your transition. You also need to have an administrator assigned to handle things after you pass away or in the event that you become incapacitated. Other needs include but are not limited to: location and contact information for bills, an advance directive, a living will, list of properties, etc.

Do I have to be rich to create an estate plan?

One of the greatest myths about estate planning is that its only necessary if you own a lot. This is not correct. What about things like family photos you want saved, jewelry you want to leave to someone or even your last paycheck? These are things that our Final Moments Coach can help you plan out in less than an hour. 

How often should I update my plan once it is completed?

Plan the Course recommends that you update information any time a major change occurs in life, such as a move, wedding, loss of life or birth.  

What if a death occurs in the middle of the night or on a weekend?

Funeral directors are available 24/7 365 days a year to assist with this area. For all of the other “Now what do I do“ questions, a Final Moments Coach is available during normal business hours. You may email or text us as well at (706)970-2040 or (866)782-4632.

How much does a funeral cost?

The cost of the funeral varies depending on the wishes you have.  The average cost of a funeral is between $5,000-$7,000, however, the most basic of services can cost as little as $1000.  The cost includes all professional services including transportation, embalming and other preparations, the use of a facility for the ceremony, and the purchase of a casket or urn. Our Final Moments Coach may be able to assist you with finding resources to cover some if not all of this expense, depending on your circumstances.


Why are funerals so expensive?

Funerals are labor intensive and require a lot of work from a lot of people.  The cost of a funeral goes beyond merchandise such as caskets, it includes the services of a funeral director in making the necessary arrangements, filling out forms, and dealing with all the other people involved in the death (doctors, lawyers, insurance companies).  Funeral directors work an average of 40 hours per funeral.  The cost of operating a funeral home is factored into the cost as well.  Funeral homes are a 24 hour operation, with extensive facilities that need to be maintained and secured.  

What do I do if I am not satisfied with the way a funeral was handled?

Funeral Services in the United States is regulated by the Federal Trade Commission, they can be reached by telephone at 1-877-FTC-HELP (382-4357) or you can fill out a form online at  In Canada, funeral services are regulated provincially and this information can be found on the Canadian Consumer Information website at

It's easy. Start Your Pre-Plan Process today with Plan the Course©


What you can do in advance

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